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IRS Releases FAQs on Paid FMLA Credit

June 22 - Posted at 7:34 PM Tagged: , , , , ,

The IRS released its first piece of guidance on the newly added credit for paid family and medical leave in the form of FAQs. The FAQs provide helpful information as employers work to either implement conforming paid leave policies or ensure that their current policies are sufficient. However, the IRS acknowledged that additional guidance is needed.

Background

As part of the Tax Cuts and Jobs Act enacted and signed into law in late 2017, Congress added section 45S to the Internal Revenue Code. This section allows employers to claim a general business credit for providing paid family and medical leave to certain employees. In order to be eligible for the credit, the employer must have a written policy that allows no less than two weeks of paid family and medical leave annually. This amount is prorated for part-time employees. The written policy also must provide for payment of not less than 50 percent of the amount normally paid. Although section 45S references the Family and Medical Leave Act of 1993 (FMLA), the leave does not have to be provided under the FMLA provisions. Instead, it can simply be allowed under the employer’s policy. If, however, the employer is not covered by the FMLA, the employer’s written policy must include a non-retaliation clause.

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Equifax Data Breach Survival Tips

September 25 - Posted at 12:13 PM Tagged: , , , , , , , ,
As you may have seen all over the news recently, Equifax, who is one of the three major credit bureaus, announced they suffered a data breach that may have affected 143 million US consumers. 

Below are some tips to consider to help minimize your exposure to identity theft. 

  • Check the following link to first determine if Equifax believes your data was part of the breach: https://www.equifaxsecurity2017.com/potential-impact/
  • Request a free copy of your credit report: https://www.annualcreditreport.com/index.action
  • Review your bank and financial statements often and use multi-factor authentication with online account as available
  • Based on your individual situation, consider placing fraud alerts and/or credit freezes on your accounts with all 3 of the major credit reporting agencies. Some agencies may charge a nominal fee (i.e. $10) each time you place/lift a credit freeze on your report. A detailed comparison between a fraud alert and a credit freeze can be found here: http://www.idtheftcenter.org/Fact-Sheets/fs-124.html
  • Do not disclose personal, financial, or password related info over the phone if you did not initiate the call or if you are not dealing with an institution that you are familiar with.
  • Be extremely cautious with fake news and fictitious websites offering to help. 
  • Below is the contact information for the three credit bureaus if you need to contact them directly:
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